Home Appraiser vs. Home Inspector | The Important Difference

Home appraiser vs. home inspector – It’s a question that is frequent when starting the home buying, or selling process. Appalachian Appraisal explains the important difference.

The sale and purchase of a home is a complicated and confusing process. There is so much to take care of for both parties, and everything can turn into a huge mess if not done properly. One of the most confusing parts of this process is the home appraisals and home inspections. Many people think both appraisers and inspectors perform the same job, as both are third-parties, are supposed to be neutral, and perform the same kinds of ‘inspections’ of a house. But both occupations, home appraiser vs. home inspector, are completely different in their objectives.

People often confuse a home appraiser with a home inspector due to their similar nature of work. However, there are fundamental differences between their job description and the ultimate services they offer. Keep reading below to find out more.

Home Appraisers vs. Home Inspectors, What’s the difference?

There is a lot of confusion regarding appraisals and inspections. They both sound similar, and both contain similar aspects, but they are completely different. First off, appraisals are a requirement in most home sales, usually by lenders. Inspections aren’t a requirement unless you are trying to get a VA or FHA loan

Home appraiser vs. home inspector are two different professionals who serve different purposes. A home appraiser is a licensed professional who appraises the value of a home for various purposes, such as setting the selling price, determining mortgage amounts, or assessing property taxes. On the other hand, a home inspector is a trained professional who inspects homes to evaluate their condition and identify potential problems

The only thing home appraisers are concerned with is the true value of your house. Home inspectors are only concerned with the condition of your home or property. This is the key difference when comparing a home appraisal vs. a home inspection. Let’s take a deeper look into what these jobs entail.

Home Appraisers

Appraisers perform walk-throughs of your house. They visually analyze and inspect every aspect of the home, the exterior, interior, amenities, size, and the number of rooms. They take all their findings back to their office, analyze market trends, and also compare your property to similar properties with similar features and amenities and are in similar locations to determine the value of your home. With appraisal in West Virginia, the cost of the appraisal can vary. Appraisals usually cost an average of between $300 to $400 but depend on the type, size, and location of your home.

Home Inspectors

Inspectors do a deep dive into the state of a home. They conduct a thorough walk-through of the property, checking it out visually and also testing out the functional amenities and features of the home. They inspect and test the plumbing, HVAC systems, drains, and any other appliances or features your home might have. They also inspect the foundation, roof, and walls to check for any structural damage. After their thorough inspection, they provide the buyer/seller a complete report on what needs to be repaired and replaced and recommendations on how the property can be improved. Inspections usually cost between $250 to $400, but it again depends on the type, size, and location of the property.

What Services Are Offered by a Home Appraiser vs. Home Inspector?

Most home appraisers offer a wide range of services, from simple home valuation to more complex services such as property assessment. Home appraisers have a deep understanding of the real estate market and can provide valuable insights. In addition, home appraisers can assist with property tax appeals and other legal matters related to your home.

A home appraiser will appraise your home by looking at its physical features and comparing it to other homes in the area. They consider the size, location, age, condition, and amenities of your home. They will also look at recent sales of similar homes in your area to get an idea of your home’s value.

After visiting your property and collecting all the necessary information, a home appraiser then calculates the data to determine the fair value of your home. The time frame of appraisal can vary. The process could take more time than the property visit, but can be wind up within a day.

A home inspector is a professional trained to assess a home’s condition. They will inspect the house from top to bottom, inside and out, and look at the structure of your home and the state of your home’s systems and components. These include roof, gutters, windows, doors, siding, foundation, plumbing, electrical, heating, and cooling systems. They will also check for any signs of pests or damage.

A home inspector will then provide a written report of their findings. They can also advise on maintaining the house and preventing future problems.

Why Should You Hire a Home Appraiser?

There are many benefits of getting the fair market value of your home with an appraisal. Buyers, lenders, and sellers can both benefit from hiring an appraiser in Southern Pennsylvania.

For Sellers

As a seller, you always want to get the best possible price for your home. A home appraisal can estimate your home’s market value, which can help you set a realistic asking price. It can identify necessary repairs or improvements that could increase your home’s value. Finally, if you are considering making any significant changes to your home, an appraisal can help you determine the impact of those change’s on your home’s value.

For Buyers

The determination of the value of a home can also aid you as a buyer when making an offer on a house or property. An appraisal can also help identify any potential home problems that could impact its value. This information can play a role in negotiating the final offer with the seller. Appraisals can also help you get a loan from a bank or other lender by providing them with an accurate value of your home.

For Lenders

Home appraisals can provide an independent assessment of a home’s value, which can help lenders to price their loans correctly. They can help identify potential problems with a property that could make it difficult to sell in the future. Lenders also assess the risk of lending to a particular borrower and set appropriate loan terms and interest rates.


There you have it! The key differences between an appraiser and an inspection. Both these processes are incredibly important for both buyers and sellers. Home appraisals will make sure the seller receives true market value for their property and will make sure the buyer pays a fair price for a property. A home inspector ensures your property is in the right condition!

Are you looking to sell or buy a home? Want to make sure you get what your home is actually worth? Want to ensure you aren’t overpaying for an undervalued house? Contact us today for a home appraisal!

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